> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pubrio.com/llms.txt
> Use this file to discover all available pages before exploring further.

# What Are Credits in Pubrio

> Understand how credits work in Pubrio, what activities consume credits, and how to manage your credit balance.

<Note>
  Credits are the unit of currency used within Pubrio to perform various data-related activities such as accessing contact information, enriching data, and using AI-powered features.
</Note>

Pubrio offers two types of credits:

* **Credits:** Allocated monthly or annually based on your subscription plan. These credits expire at the end of each billing cycle if unused.
* **Top-Up Credits:** Purchased separately and do **not expire**. These credits can be used anytime and accumulate until fully consumed.

Managing your credits effectively helps optimize your usage and control costs.

<img src="https://mintcdn.com/pubrio/yVIekK-nWXDj0AqO/images/credit-types.png?fit=max&auto=format&n=yVIekK-nWXDj0AqO&q=85&s=74ae749df2123d88d9cf74bfdb8991bd" alt="Credit Types" width="2256" height="1132" data-path="images/credit-types.png" />

## Example That Require Credits

| Activity                            | Description                                                                                                        |
| ----------------------------------- | ------------------------------------------------------------------------------------------------------------------ |
| **Accessing Verified Contact Info** | Unlock validated email addresses and phone numbers while prospecting in Pubrio or via the Pubrio Chrome extension. |
| **Data Enrichment**                 | Refresh and enrich stale or incomplete contact and account data to maintain accuracy. Available on select plans.   |
| **AI Insights & Power-Ups**         | Apply AI-powered filters, generate prospect insights, and personalize outreach campaigns.                          |
| **API Usage**                       | Retrieve or enrich data programmatically through Pubrio’s API endpoints.                                           |

<Info title="Note on Credit Usage">
  When you perform an activity that consumes credits, Pubrio will use your **Credits** first. Once those are exhausted, it will automatically draw from your **Top-Up Credits**.
</Info>

## Frequently Asked Questions

<AccordionGroup>
  <Accordion title="How Many Credits Does My Team Need?">
    The number of credits depends on your team’s volume of data usage and outreach goals. Your subscription plan includes a set number of credits that renew each billing cycle. If you need additional credits, you can purchase additional credits or upgrade your plan through your billing settings.
  </Accordion>

  <Accordion title="How Do I Check My Credit Balance?">
    Admins can monitor credit usage and remaining balance in the Pubrio dashboard under:

    **Settings** > **[Credit Usage](https://dashboard.pubrio.com/#/settings/current-usage)**
  </Accordion>

  <Accordion title="When Do Credits Renew?">
    Credits renew at the start of each billing cycle—monthly or annually depending on your plan. Top-Up Credits do **not** expire and remain available until fully used.
  </Accordion>

  <Accordion title="Do Unused Credits Roll Over?">
    Credits **do not** roll over and expire at the end of each billing cycle. Top-Up Credits **never expire** and accumulate until used.
  </Accordion>
</AccordionGroup>

<Info title="Need More Help?">
  For more detailed information about credit usage, billing, and management, please visit the Pubrio support center or contact your account manager.
</Info>